Fertility Insurance in Illinois?

The answer is no. If you want/need to use a surrogate, then do so with IVF, your eggs or hers, either way IVF is the way to go. She shouldn't get her tubes undone for this. Besides, the IVF would be far more of a sure thing than a tubal reversal and hoping there isn't too much scar tissue. Plus, she would not have to worry about pregnancy after the surrogacy is over.